Jun 30

I recently attended this seminar in Sacramento, CA. Basically they recruit sales people and try to sell life insurance policies.

I am not familiar with the life insurance market, so can anyone tell me:

1. Is this a good product compared to other life insurance policies (can you actually sell it)?
2. Does the company have a good reputation?
3. Can anyone share any success stories (as a salesperson of this company, or as a customer of their policies)?

Here are some websites about First Financial Security, Inc:

(the life insurance product): www.lifeofsouthwest.com
(the company): www.firstfinancialsecurity.com
(the parent company): www.nationallife.com

I've looked up the A.M. Best rating for National Life Insurance Company (NLIC), and it is rated at only a B+ (Good).

A.M. Best has been rating the finacial strengths and claims-paying abilities of insurance companies since 1899. Their top rates for companies is A++ (Superior), A+ (Superior), A (Excellent), A- (Excellent).

Compare those top A.M. Best rates with the rating as stated above for NLIC, and make up your own mind if you should persue the opportunity.

Here are the names of some of the companies you might look into if you are looking for a career in the insurance business: (Not in any particular order of preference)

Metlife, Nationwide Insurance, State Farm, Allstate, Liberty Mutual, Liberty Life, Monumental Life, Westen-Southern Life Insurance Co., Horace Mann.

You may Google each of these to find their web sites.

Best wishes.

Jun 30

I would like to work at home with out a large start up cost. Something that includes free tools to succeed with out paying for every tool to make it work.

Buy wholesale license, which will require you to register a busniess name it costs 10-20$ for this. The wholsale license is dirt cheap too. After you make a name, sign into ebay. www.ebay.com start selling items. Like for instance you dont have to have the item to start up an ad. Example; say you want to sell your neighbors car for him. Tell him you want certain percentage. Take some pictures, boost the price up maybe 50$ extra for yourself. Thats already one sale. Now say you want to sell computers or iphones or cell phones. You dont have to buy them to sell them. Post up and ad about what you want to sell. Find out through several companies what the cost is for you to buy it. than figure out what the going rates are on ebay, post up the ad for whatever, set your price you think you want to earn and is fair, and build up your feedback, remember when your shipping the items you posted ship them to the persons address directly from the place you ordered it so you dont have to pay for double shipping costs.. Ebay is really easy. But here is a tip. Sell multiple items in multiple categories. When i first started i sold one thing at a time. and it was too long before i got enough money to buy something. Until i listed at least 20 items on ebay and cost me only 10$ i profited well enough to last me a month. So it's all in what you have dedication and time for. Work at home is great right now because companies are not paying enough anymore. You can sell things for your own personal gains. Trust me it works well enough. Good Luck.

Jun 30

I have been looking for inexpensive ways to promote this home based business of making Party Favor Boxes for all occasions and I've run out of ideas as to where to go for free advertising. I attend all markets, bazaars and craft shows in my home town but I would like to extend my business to outside my home town. These boxes are just like loot bags only they are a step up and come in a box filled with treats and goodies. I customise these to the theme of the parties, so it could be Batman, Princess, Elmo, simpsons……anything is possible. Kids are going crazy for them. I know that it's worth the effort of promoting it. Any help would be appreciated.

You can make up a web page. There are tons of places that offer free hosting. Many local stores have web pages and they say it pull in some business. Once you have the page then you can promote it with your business cards. They can be made at home. too. also try a few give aways. You might be able to get radio promos if you offer to give away a partys worth as a prize.
That is cheap advertizing and they may want you to offer more but the air time is very valuable to expand your business.
Talk with the advertizing managers. They might be willing to have you join them the next time they do a live from a shopping mall gig. People could sign up for the free prize and you will have lots of names from the entrants as people you can call.
Thats why companies do the sign up for a prize stuff, so they can get your phone number and call you.
this should keep you busy for a while. Good luck it sounds like a great thing.

You might add the paper plates and tableware and call it party on a box. everything except the cake.
the convenience is a big draw for busy moms

Jun 30

I want to get the word out of a homebased business.. So I need any ideas on where to put flyers? Would it be bad to put them on the flags of mailboxes? Any other ideas on how to get the word out would be helpful to. I have over 200 flyers and can always make more. I am already advertising in the paper. My funds are kind of low so I'd like to find some great affordable solutions.

First you need to figure out who your target market is…kids, parents, DINKs, elderly, religious, college students, etc. Then think about what they do and where they go. That is where you should put your flyers. Unless this is something that everyone would be interested in, don't waste your time, money, and effort blanketing the streets to put the flyers on doors. And definately stay away from the mailboxes…you just may get charged with a federal offense!

Jun 30

I was wondering if there were any totally free ways to make money. Without having to pay the start up fee or use trial pay. Like Project Payday without the having to pay to do it.

There is this amazing website called Swagbucks. I already got an amazon giftcard from them just for searching. you can also get so many other prizes. Take a look at this detailed article that explains much more on the site:
http://www.ehow.com/how_5115598_money-prizes-searching-swagbucks.html
To register on the site, go to: http://tiny.cc/sb_signup

Jun 30

How can you earn money to buy a hamster?
I mean how to clean parts of our house.
Me and my sisters chores are:
all bathrooms. We have three. Sweep kitchen floor. Vaccume.
clean kitchen sink. Clean rooms. Dusting. Clean All trashcans on Monday nights. What would be good to do??

Here's some things you could try:
~dishes
~washing cars (parents or neighbors)
~Mowing the lawn
~Doing Your laundry
~babysit( Or if you are too young to babysit you could be a mother's helper and entertain kids while parents are busy)
~ Painting fences in your neighborhood
~ Pet sitting or walking dogs
~ shovel snow or do yard work
~ Sell old toys and clothing you don't play with anymore at a yard sale.

hope this helps!!

Jun 30

I have been trawling through websites that claim to be able to make you a decent living. You have to buy the 'information' that will lead to financial freedom, and that can cost from a few pounds to hundreds even thousands of pounds!
I have no problem with the concept that 'stuff' costs money, but I suspect I am now at the stage where I cannot see the wood for the trees.

Somebody out there has hopefully been through this process in the past and would be kind enough to point me in the right direction, or be involved in something that I might try.

Are you involved in a home based Internet business and can you recommend it, or some other venture you think I might be interested in? Please bear in mind I am U.K. based, but having said that most schemes are covered worldwide!

I would really appreciate any help that can be offered!

Hi, we can offer an opportunity that has a long history, and track record in the UK.

Have a look at our free online information pack, watch our online video and get in touch and we will be delighted to answer any questions personally.

You can even give us a call 24/7 via our website details and we will answer any questions in relation to making an income.

We are UK based so you have nothing to lose.

Good luck.

Jun 28

I am going to beauty school and I want to know the secret to making good money in the industry. Also, how to go about getting a job and clients when you get outta school? Any thoughts?

Start at a place that charges a small amount for "booth rental", you will start getting clients as you prove your skills (by word of mouth). Once you are able to have your own salon you can have people under you and charge them rentals plus the money you make from your clients.

Jun 28

I need to work at home and make money. Please help me and inform me a good online opportunity.

This one is a real program http://www.googleadvertise.com They are legitimate and you could make money with this opportunity at home. I like them and their interested tools.

Jun 28

what are some ways to promote my home based business for free or low cost? any ideas please help.

Low cost, through Yahoo, you can purchase your own domain and website for around $10 per month, which includes the webhosting and up to 200 emails.

You can print up mini flyers (about 8 to a page) and distribute them in parking lots…you know, those flyers that you hate to have under your wiper blades. At least 10% will look at them. Of that 10%, another 10% will actually be interested in your business.

Act as if: I learned this in Gorilla PR – You are your business' best asset and primary advertising. Sell yourself and your business to everyone you meet. "Hello, my name is _____. My company _______________________. Have you heard of it?" Follow up with a business card, and get theirs if you can. Sell your business to everyone you meet! Grocery store, school, PTA is a good way!

Another way is word of mouth. It is a powerful thing. Give your customers that little personal touch and ask if they are satisfied with their service, if they would please share your name and/or business card with their friends and collegues.

Purchase simple magets that stick to the side of your car doors to advertise your business. You will be amazed how many calls you will get in rush hour traffic. I had mine on the back of my vehicle, and received many calls from individuals behind me.

Get your name out there! Best wishes for success!!

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